Legals June 7, 2019
No. 26259 NOTICE OF TRUSTEE'S SALE TO BE SOLD FOR CASH AT TRUSTEE'S SALE on September 23, 2019, at 11:00 AM at the East door of the Flathead County Justice Center located at 920 South Main Street, Kalispell MT 59901, the following described real property situated in Flathead County, Montana: A tract of land located in the Southwest Quarter of the Southeast Quarter (SW1/4SE1/4) of Section 12, Township 28 North, Range 22 West, P.M.M., Flathead County, Montana, described as follows: Commencing at the Southeast 1/16 corner of said Section 12; thence South 89°33'54" West on and along the North boundary of said SW1/4SE1/4 a distance of 293.24 feet to a point, which point is the true point of beginning, thence South 89°33'54" West continuing on and along said North boundary a distance of 218.02 feet to a point; thence South 00°38'30" West a distance of 200.00 feet to a point; thence North 89°33'54" East a distance of 218.02 feet to a point; thence North 00°38'30" East a distance of 200.00 feet to the true point of beginning. Tract 1 of certificate of survey No. 10766. Elvis Hilliard, as Grantor(s), conveyed said real property to Charles J. Peterson, as Trustee, to secure an obligation owed to Mortgage Electronic Registration Systems, Inc., as nominee for Countrywide Home Loans, Inc., as Beneficiary, by Deed of Trust dated on September 6, 2007, and recorded on September 27, 2007, as Document No. 200700029618. The beneficial interest is currently held by LSF9 Master Participation Trust. First American Title Company of Montana, Inc., is currently the Trustee. The beneficiary has declared a default in the terms of said Deed of Trust by failing to make the monthly payments beginning April 1, 2018, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. The total amount due on this obligation as of April 24, 2019 is $170,773.18 principal, interest totaling $7,830.56, late charges in the amount of $142.30, escrow advances of $8,823.09, and other fees and expenses advanced of 117,542.33, plus accruing interest, late charges, and other costs and fees that may be advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee's fees and attorney's fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier's checks). The conveyance will be made by Trustee's Deed without any representation or warranty, including warranty of Title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. The grantor, successor in interest to the grantor or any other person having an interest in the property, at any time prior to the trustee's sale, may pay to the beneficiary or the successor in interest to the beneficiary the entire amount then due under the deed of trust and the obligation secured thereby (including costs and expenses actually incurred and attorney's fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default. The scheduled Trustee's Sale may be postponed by public proclamation up to 15 days for any reason, and in the event of a bankruptcy filing, the sale may be postponed by the trustee for up to 120 days by public proclamation at least every 30 days. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: May 3rd, 2019 Rae Albert Assistant Secretary, First American Title Company of Montana, Inc. Successor Trustee Title Financial Specialty Services PO Box 339 Blackfoot ID 83221 STATE OF Idaho ss. COUNTY OF Bingham On this 3rd day of May, 2019, before me, a notary public in and for said County and State, personally appeared Rae Albert, known to me to be the Assistant Secretary of First American Title Company of Montana, Inc., Successor Trustee, known to me to be the person whose name is subscribed to the foregoing instrument and acknowledged to me that he executed the same. Kaitlin Ann Gotch Notary Public Bingham County, Idaho May 31, and June 7, 14, 2019 MNAXLP ------------------------------------------
No. 26274 NOTICE OF TRUSTEE'S SALE TO BE SOLD FOR CASH AT TRUSTEE'S SALE on September 30, 2019, at 11:00 AM at the East door of the Flathead County Justice Center located at 920 South Main Street, Kalispell MT 59901, the following described real property situated in Flathead County, Montana: LOT THIRTY (30) OF WAGSMITH VILLA ACCORDING TO THE MAP OR PLAT THEREOF ON FILE AND OF RECORD IN THE OFFICE OF THE CLERK AND RECORDER OF FLATHEAD COUNTY, MONTANA AND THAT PORTION OF THE WEST HALF OF THE ABANDONED ROAD LYING PARALLEL AND ADJACENT TO THE EAST BOUNDARY OF LOT 30, WAGSMITH VILLA. Richard G Tobin, as Grantor(s), conveyed said real property to Fidelity National Title, as Trustee, to secure an obligation owed to Mortgage Electronic Registration Systems, Inc., as nominee for Quicken Loans Inc., as Beneficiary, by Deed of Trust dated on June 2, 2009, and recorded on July 6, 2009, as Document No. 200900019287. The beneficial interest is currently held by Wilmington Savings Fund Society, FSB, as trustee for Stanwich Mortgage Loan Trust A. First American Title Company of Montana, Inc., is currently the Trustee. The beneficiary has declared a default in the terms of said Deed of Trust by failing to make the monthly payments beginning February 1, 2010, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. The total amount due on this obligation as of April 30, 2019 is $154,187.25 principal, interest totaling $64,731.47, late charges in the amount of $3,155.20, escrow advances of $32,210.74 and other fees and expenses advanced of $6,333.38, plus accruing interest, late charges, and other costs and fees that may be advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee's fees and attorney's fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier's checks). The conveyance will be made by Trustee's Deed without any representation or warranty, including warranty of Title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. The grantor, successor in interest to the grantor or any other person having an interest in the property, at any time prior to the trustee's sale, may pay to the beneficiary or the successor in interest to the beneficiary the entire amount then due under the deed of trust and the obligation secured thereby (including costs and expenses actually incurred and attorney's fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default. The scheduled Trustee's Sale may be postponed by public proclamation up to 15 days for any reason, and in the event of a bankruptcy filing, the sale may be postponed by the trustee for up to 120 days by public proclamation at least every 30 days. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: May 14, 2019 Kaitlin Ann Gotch Assistant Secretary, First American Title Company of Montana, Inc. Successor Trustee Title Financial Specialty Services PO Box 339 Blackfoot ID 83221 STATE OF Idaho ss. COUNTY OF Bingham On this 14 day of May, 2019, before me, a notary public in and for said County and State, personally appeared Kaitlin Ann Gotch, known to me to be the Assistant Secretary of First American Title Company of Montana, Inc., Successor Trustee, known to me to be the person whose name is subscribed to the foregoing instrument and acknowledged to me that he executed the same. Rae Albert Notary Public Bingham County, Idaho Commission Expires: 09/06/2022 Wilmington Savings Fund Society, FSB, as trustee for Stanwich Mortgage Loan Trust A vs Richard G Tobin 102794-3 June 7, 14, 21, 2019 MNAXLP __________________________
No. 26216 NOTICE OF BANK MERGER NOTICE IS HEREBY GIVEN that applications have been made to the Federal Deposit Insurance Corporation ("FDIC"), the Nevada Financial Institutions Division ("Nevada FID"), and the Montana Division of Banking and Financial Institutions ("Montana DBFI") for consent to merge Heritage Bank of Nevada, 2330 South Virginia Street, Reno, Nevada, with and into Glacier Bank, 49 Commons Loop, Kalispell, Montana 59901, with Glacier Bank as the surviving institution. Upon consummation of the merger, it is contemplated that all offices of the above-named institutions will continue to be operated, and the former branch offices of Heritage Bank of Nevada will be operated as branches of Glacier Bank, under the name and as part of "Glacier Bank" or "Heritage Bank of Nevada, division of Glacier Bank." Any person wishing to comment on this application may file his or her comments in writing with (i) the regional director of the FDIC at its regional office, 25 Jessie Street at Ecker Square, Suite 2300, San Francisco, California 94105; (ii) the Commissioner of the Nevada FID at 3300 W. Sahara Avenue, Suite 250, Las Vegas, Nevada 89102; and (iii) the Commissioner of the Montana DBFI at P.O. Box 200546, Helena, Montana 59620-0546. The closing date of the public comment period is Friday, June 14, 2019. The non-confidential portions of the application are on file at the appropriate FDIC office, the Nevada FID, and the Montana DBFI, and are available for public inspection during regular business hours. Photocopies of the non-confidential portions of the application file will be made available upon request to the FDIC, the Nevada FID, or the Montana DBFI. Publication Dates: May 15, May 24, May 31, and June 7, 2019 in the Daily Inter Lake, and Reno Gazette Journal. May 15, 24, 31, June 7, 2019 MNAXLP __________________________
No. 26238 NOTICE OF TRUSTEE'S SALE On September 23, 2019 at 11:00 AM, at the East Door, Flathead County Justice Center, 920 South Main Street, Kalispell, MT 59901, Brigham J. Lundberg, a member of the Montana State Bar, as successor trustee, will sell at public auction to the highest bidder, the following described real property situated in Flathead County, Montana, and described as follows: Lot 23 of GLENNS ADDITION, Phase 3, according to the map or plat thereof on file and of record in the office of the Clerk and Recorder of Flathead County, Montana. Parcel ID No.: 76-0500443 which has the address of 1155 16th Avenue West, Columbia Falls, MT 59912. Said sale will be made to satisfy the obligation secured by and pursuant to the power of sale conferred in the trust indenture/deed of trust ("Deed of Trust") dated September 21, 2015 and executed by Casey William Sitch and Maunena M. Sitch, as grantors ("Grantor"), to Alliance Title & Escrow, as trustee, in favor of Mortgage Electronic Registration Systems, Inc., as nominee for American Homestead Mortgage, LLC, its successors and assigns, as beneficiary, and recorded on September 22, 2015 as Instrument No. 201500022210, official records of Flathead County, Montana. The Deed of Trust was assigned for value to Freedom Mortgage Corporation ("Beneficiary"), the current beneficiary, by written instrument filed for record on April 3, 2018, as Instrument No. 201800006339, official records of Flathead County, Montana. Brigham J. Lundberg ("Successor Trustee") is the successor trustee of the Deed of Trust pursuant to an Appointment of Successor Trustee/Substitution of Trustee recorded on May 15, 2019 as Instrument No. 201900009141, official records of Flathead County, Montana. Beneficiary has declared the grantors in default of the terms of the Deed of Trust and the promissory note ("Note") secured by the Deed of Trust because of Grantors' failure to timely pay all monthly installments of principal, interest, and, if applicable, escrow reserves for taxes and/or insurance as required by the Note and Deed of Trust. According to the Beneficiary, the obligation evidenced by the Note is now due for the January 1, 2019 installment payment. As of May 7, 2019, the amount necessary to satisfy this obligation was $289,158.83. This amount includes the outstanding principal balance of $282,158.40, plus accrued interest, accrued late charges, accrued escrow installments for insurance and/or taxes (if any), and advances for the protection of the beneficiary's security interest (if any). Due to the default stated above, Beneficiary has elected, and has directed the Successor Trustee, to sell the above-described property to satisfy the obligation. The sale is a public sale and any person, including the beneficiary, excepting only the trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier's checks). The conveyance will be made by Trustee's Deed without any representation or warranty, including warranties of title or possession, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The sale is subject to bankruptcy filing, payoff, reinstatement, or other circumstance that affects the validity of the sale. If the sale is set aside or the trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of funds paid to the successor trustee, and the successful bidder shall have no further recourse. The purchaser shall be entitled to possession of the property on the 10th day following the sale. The scheduled Trustee's Sale may be postponed by public proclamation up to 15 days for any reason, and in the event of a bankruptcy filing or other court-ordered stay, the sale may be postponed by the trustee for up to 120 days by public proclamation at least every 30 days. The grantors, the successor-in-interest to the grantors, or any other person having an interest in the aforesaid property, at any time prior to the trustee's sale, may pay to the present beneficiary the entire amount then due under the Deed of Trust and the obligation secured thereby (including costs and expenses actually incurred and attorney's fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default theretofore existing. This communication is from a debt collector. It is an attempt to collect a debt, and any information obtained will be used for that purpose. DATED: 05/20/2019 /s/ Brigham J. Lundberg Brigham J. Lundberg, Successor Trustee Lundberg & Associates, PC 3269 S. Main St., Ste. 100, Salt Lake City, UT 84115 801-263-3400 Office Hours: 8:00 a.m. - 5:00 p.m. May 24, 31, and June 7, 2019 MNAXLP --------------------------------------------