Legals November 13, 2019

No. 26617 NOTICE OF TRUSTEE'S SALE OF REAL PROPERTY NOTICE IS HEREBY GIVEN by LINDY M. LAUDER, as successor Trustee, of the public sale of the real property hereinafter described pursuant to the "Small Tract Financing Act of Montana" (Section 71-1-301, et seq., MCA). The following information is provided: THE NAME OF THE GRANTOR, ORIGINAL TRUSTEE, THE BENEFICIARY IN THE DEED OF TRUST, ANY SUCCESSOR IN INTEREST TO THE BENEFICIARY OR GRANTOR, ANY SUCCESSOR TRUSTEE, AND THE PRESENT RECORD OWNER IS/ARE: Grantors: Paul J. Noworyta and Merrilee D. Kimmons, husband and wife Original Trustee: Insured Title Successor Trustee: Lindy M. Lauder, an attorney licensed to practice law in the State of Montana (the "Trustee") Original Beneficiary: "MERS" Mortgage Electronic Registration Systems as nominee for Wintrust Mortgage, a division of Barrington Bank and Trust Co., N.A., its successors and assigns (the "Beneficiary") Current Beneficiary: Wintrust Mortgage, a Division of Barrington Bank and Trust Co., N.A. Present Record Owner: Paul J. Noworyta and Merrilee D. Kimmons as joint tenants THE DESCRIPTION OF THE PROPERTY COVERED BY THE DEED OF TRUST IS: The real property and its appurtenances in Flathead County, Montana, more particularly described as follows: Lot 3 of the resubdivision of Lot 38, Wagsmith Villa, according to the map or plat thereof on file and of record in the office of the Clerk and Recorder of Flathead County, Montana. With an address of 114 Middle Fork Lane, Hungry Horse, Montana 59912. RECORDING DATA: The following instruments and documents have been recorded in the Clerk and Recorder's Office in Flathead County, Montana. Deed of Trust dated July 12, 2017, and recorded July 12, 2017, as Instrument No. 2017-000-14379; and Assignment of Deed of Trust dated June 13, 2019, and recorded August 19, 2019, as Instrument No. 201900018970; and Substitution of Trustee dated September 5, 2019, and recorded September 13, 2019, under Document No. 201900022689. THE DEFAULT FOR WHICH THE FORECLOSURE IS MADE IS: Nonpayment of monthly installments of $1,896.56 due under the Promissory Note dated July 12, 2017, which is secured by the Deed of Trust. The borrower is due for the February 1, 2019, payment and for each subsequent monthly payment. THE SUMS OWING ON THE OBLIGATION SECURED BY THE DEED OF TRUST AS OF SEPTEMBER 19, 2019, ARE: Principal: $277,270.95 Interest: Interest continues to accrue at a rate of 3.75% per annum. As of September 19, 2019, the interest balance is $7,480.54 and interest accrues at the rate of $28.88 per day. Late fees: $428.89 The Beneficiary anticipates and intends to disburse such amounts as may be required to preserve and protect the real property, and for real property taxes that may become due or delinquent, unless such amounts or taxes are paid by the Grantor or successor in interest to the Grantor. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligation secured by the Trust Indenture. Other expenses to be charged against the proceeds of the sale include the Trustee's and attorney's fees, and costs and expenses of sale. THE TRUSTEE, AT THE DIRECTION OF THE BENEFICIARY, HEREBY ELECTS TO SELL THE PROPERTY TO SATISFY THE AFORESAID OBLIGATIONS. THE DATE, TIME, PLACE AND TERMS OF SALE ARE: Date: February 19, 2020 Time: 11:00 a.m., Mountain Standard Time or Mountain Daylight Time, whichever is in effect. Place: Crowley Fleck PLLP, 1667 Whitefish Stage Road, Kalispell, Montana 59901 Terms: This sale is a public sale and any person, including the Beneficiary, and excepting only the Trustee, may bid at the sale. The bid price must be paid in cash. The conveyance will be made by Trustee's Deed. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. Dated this 23rd day of September, 2019. /s/ Lindy M. Lauder LINDY M. LAUDER Trustee STATE OF MONTANA :ss. County of Missoula This instrument was acknowledged before me on the 23rd day of September, 2019, by Lindy M. Lauder, as Trustee. /s/ Roxie Hausauer Printed name: Roxie Hausauer Notary Public for the State of Montana Residing at: Lolo, Montana My commission expires: January 06, 2021 File No.: 096708-000004 November 6, 13, 20, 2019 MNAXLP __________________________

No. 26630 NOTICE OF TRUSTEE'S SALE TO BE SOLD FOR CASH AT TRUSTEE'S SALE on March 9, 2020, at 11:00 AM at the East door of the Flathead County Justice Center located at 920 South Main Street, Kalispell MT 59901, the following described real property situated in Flathead County, Montana: Lot 13A of the Amended Plat of Lots 13 and 14 of Columbia Range, according to the map or plat thereof on file and of record in the office of the Clerk and Recorder of Flathead County, Montana David Eugene Salmon and Tricia Rose Salmon, as Grantor(s), conveyed said real property to Alliance Title and Escrow Corporation, as Trustee, to secure an obligation owed to Mortgage Electronic Registration Systems, Inc., as nominee for Mann Mortgage, LLC, as Beneficiary, by Deed of Trust dated on July 29, 2016, and recorded on July 29, 2016, as Document No. 201600015163 and re-recorded on August 11, 2016 as Document No. 201600016980. The beneficial interest is currently held by Caliber Home Loans, Inc. First American Title Company of Montana, Inc., is currently the Trustee. The beneficiary has declared a default in the terms of said Deed of Trust by failing to make the monthly payments beginning June 1, 2019, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. The total amount due on this obligation as of October 18, 2019 is $308,594.61 principal, interest totaling $6,790.31, escrow advances of $3,481.86, and other fees and expenses advanced of $290.01, plus accruing interest, late charges, and other costs and fees that may be advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee's fees and attorney's fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier's checks). The conveyance will be made by Trustee's Deed without any representation or warranty, including warranty of Title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. The grantor, successor in interest to the grantor or any other person having an interest in the property, at any time prior to the trustee's sale, may pay to the beneficiary or the successor in interest to the beneficiary the entire amount then due under the deed of trust and the obligation secured thereby (including costs and expenses actually incurred and attorney's fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default. The scheduled Trustee's Sale may be postponed by public proclamation up to 15 days for any reason, and in the event of a bankruptcy filing, the sale may be postponed by the trustee for up to 120 days by public proclamation at least every 30 days. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: October 18, 2019 Rae Albert Assistant Secretary, First American Title Company of Montana, Inc. Successor Trustee Title Financial Specialty Services PO Box 339 Blackfoot ID 83221 STATE OF Idaho ss. COUNTY OF Bingham On this 18 day of October, 2019, before me, a notary public in and for said County and State, personally appeared Rae Albert, known to me to be the Assistant Secretary of First American Title Company of Montana, Inc., Successor Trustee, known to me to be the person whose name is subscribed to the foregoing instrument and acknowledged to me that he executed the same. Amy Gough Notary Public Bingham County, Idaho Commission Expires: 06/09/2021 Caliber Home Loans, Inc. vs David E Salmon; Tricia R Salmon 104397-5 November 13, 20, 27, 2019 MNAXLP __________________________

No. 26631 NOTICE OF TRUSTEE'S SALE TO BE SOLD FOR CASH AT TRUSTEE'S SALE on March 9, 2020, at 11:00 AM at the East door of the Flathead County Justice Center located at 920 South Main Street, Kalispell MT 59901, the following described real property situated in Flathead County, Montana: Tract 4 of Retracement Certificate of Survey No. 19017, a tract of land located in the East half of the Southeast quarter of Section 28, Township 27 North, Range 24 West, P.M.M., Flathead County, Montana Alexis P Hoffman, as Grantor(s), conveyed said real property to Insured Titles, LLC, as Trustee, to secure an obligation owed to Mortgage Electronic Registration Systems, Inc., as nominee for Caliber Home Loans, Inc., as Beneficiary, by Deed of Trust dated on May 29, 2018, and recorded on May 29, 2018, as Document No. 201800010490. The beneficial interest is currently held by Caliber Home Loans, Inc . First American Title Company of Montana, Inc., is currently the Trustee. The beneficiary has declared a default in the terms of said Deed of Trust by failing to make the monthly payments beginning June 1, 2019, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. The total amount due on this obligation as of October 30, 2019 is $286,799.21 principal, interest totaling $6,580.74, late charges in the amount of $374.00, escrow advances of $1,289.66, suspense balance of -$163.83, and other fees and expenses advanced of $15.00, plus accruing interest, late charges, and other costs and fees that may be advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee's fees and attorney's fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier's checks). The conveyance will be made by Trustee's Deed without any representation or warranty, including warranty of Title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. The grantor, successor in interest to the grantor or any other person having an interest in the property, at any time prior to the trustee's sale, may pay to the beneficiary or the successor in interest to the beneficiary the entire amount then due under the deed of trust and the obligation secured thereby (including costs and expenses actually incurred and attorney's fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default. The scheduled Trustee's Sale may be postponed by public proclamation up to 15 days for any reason, and in the event of a bankruptcy filing, the sale may be postponed by the trustee for up to 120 days by public proclamation at least every 30 days. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: October 18, 2019 Rae Albert Assistant Secretary, First American Title Company of Montana, Inc. Successor Trustee Title Financial Specialty Services PO Box 339 Blackfoot ID 83221 STATE OF Idaho ss. COUNTY OF Bingham On this 18th day of October, 2019, before me, a notary public in and for said County and State, personally appeared Rae Albert, known to me to be the Assistant Secretary of First American Title Company of Montana, Inc., Successor Trustee, known to me to be the person whose name is subscribed to the foregoing instrument and acknowledged to me that he executed the same. Amy Gough Notary Public Bingham County, Idaho Commission Expires: 06/09/2021 Caliber Home Loans, Inc vs Alexis P Hoffman 107870-1 November 13, 20, 27, 2019 MNAXLP __________________________