Legals January 23, 2018

No. 25076 Jason J. Henderson MACKOFF KELLOGG LAW FIRM 38 Second Ave E Dickinson ND 58601 Phone: 701-227-1841 Fax: 701-225-6878 Attorney for the Plaintiff JHenderson@mackoff.com MT Bar #11414 MONTANA ELEVENTH JUDICIAL DISTRICT COURT, FLATHEAD COUNTY U.S. Bank National Association, Plaintiff, v. Cameron T. Gardner a/k/a Cameron Gardner; Amanda Gardner; Capital One Bank (USA), N.A.; C.H.F Inc., Defendants. Cause No. DV-16-472C NOTICE OF SALE Notice is hereby given that by virtue of a judgment of foreclosure by the District Court of the Eleventh Judicial District in and for the County of Flathead and State of Montana, and entered and docketed in the Office of the Clerk of said Court on March 13, 2017, in an action wherein U.S. Bank National Association was Plaintiff, and Cameron T. Gardner a/k/a Cameron Gardner; Amanda Gardner; Capital One Bank (USA), N.A.; and C.H.F Inc. were Defendants, in favor of Plaintiff and against the Defendants for the sum of $280,081.13, which judgment and decree, among other things, direct the sale by me of the real property hereinafter described, to satisfy the amount of said judgment, with interest thereon and the costs and expenses of such sale, or so much thereof as the proceeds of said sale will satisfy; and by virtue of a writ issued to me out of the office of the Clerk of said Court, I, Chuck Curry, Sheriff of Flathead County, Montana, or a Deputy on behalf of the Sheriff, will sell the property described in the Judgment to the highest bidder for cash or credit bid at public auction at the lobby of the Justice Center in the City of Kalispell in the County of Flathead, and State of Montana, on Wednesday the 14th day of February, 2018, at the hour of 10 o'clock A.M., to satisfy the amount due, with interest thereon, and the costs and expenses of such sale, or so much thereof as the proceeds of such sale will satisfy. The property to be sold is situated in the County of Flathead, and State of Montana, and described as follows: Lot 64 of River Terrace Estates Phase 6, according to the map or plat thereof on file and of record in the office of the Clerk and Recorder of Flathead County, Montana Physical location: 2040 Rapids Ave, Columbia Falls, MT 59912. Dated this 19th day of January, 2018. FLATHEAD COUNTY SHERIFF CHUCK CURRY By: Jeff Weyh Civil Department MACKOFF KELLOGG LAW FIRM 38 Second Ave E Dickinson ND 58601 Attorney for the Plaintiff January 23, 30, February 6, 2018 MNAXLP __________________________

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Legals November 16, 2018

No. 25777 NOTICE OF TRUSTEE'S SALE OF REAL PROPERTY NOTICE IS HEREBY GIVEN by LINDY M. LAUDER, as successor Trustee, of the public sale of the real property hereinafter described pursuant to the "Small Tract Financing Act of Montana" (Section 71-1-301, et seq., MCA). The following information is provided: THE NAME OF THE GRANTOR, ORIGINAL TRUSTEE, THE BENEFICIARY IN THE DEED OF TRUST, ANY SUCCESSOR IN INTEREST TO THE BENEFICIARY OR GRANTOR, ANY SUCCESSOR TRUSTEE, AND THE PRESENT RECORD OWNER IS/ARE: Grantor: Kimberly M. Oberhelman, f/k/a Kimberly M. Rost ("Grantor") Original Trustee: Insured Titles Successor Trustee: Lindy M. Lauder, an attorney licensed to practice law in the State of Montana (the "Trustee") Original Beneficiary: "MERS" Mortgage Electronic Registration Systems as nominee for First Interstate Bank, its successors and assigns (the "Beneficiary") Current Beneficiary: First Interstate Bank Present Record Owner: Kimberly M. Oberhelman, f/k/a Kimberly M. Rost THE DESCRIPTION OF THE PROPERTY COVERED BY THE DEED OF TRUST IS: The real property and its appurtenances in Flathead County, Montana, more particularly described as follows: LOT 16 OF TETON TERRACE, ACCORDING TO THE MAP OR PLAT THEREOF ON FILE AND OF RECORD IN THE OFFICE OF THE CLERK AND RECORDER OF FLATHEAD COUNTY, MONTANA. With address an address of 23 Teton Street, Kalispell, Montana 59901. RECORDING DATA: The following instruments and documents have been recorded in the Clerk and Recorder's Office in Cascade County, Montana. Deed of Trust dated July 27, 2012, and recorded August 1, 2012, as Document No. 201200017446, records of Flathead County, Montana; and Assignment of Deed of Trust dated August 14, 2018, and recorded August 17, 2018, as Document No. 201800019461, records of Flathead County, Montana; and Substitution of Trustee dated September 11, 2018, and recorded September 14, 2018, as Document No. 201800022589, records of Flathead County, Montana. THE DEFAULT FOR WHICH THE FORECLOSURE IS MADE IS: Nonpayment of monthly installments of $499.36 due under Promissory Note dated July 27, 2012, which is secured by the Deed of Trust. The borrower is due for the April 1, 2018, payment and for each subsequent monthly payment. THE SUMS OWING ON THE OBLIGATION SECURED BY THE DEED OF TRUST AS OF OCTOBER 2, 2018 ARE: Principal: $63,361.09 Interest: Interest continues to accrue at a rate of 3.5% per annum. As of October 2, 2018, the interest balance is $1,299.68 and interest accrues at the rate of $6.08 per day. Late fees: $86.31 The Beneficiary anticipates and intends to disburse such amounts as may be required to preserve and protect the real property, and for real property taxes that may become due or delinquent, unless such amounts or taxes are paid by the Grantor or successor in interest to the Grantor. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligation secured by the Trust Indenture. Other expenses to be charged against the proceeds of the sale include the Trustee's and attorney's fees, and costs and expenses of sale. THE TRUSTEE, AT THE DIRECTION OF THE BENEFICIARY, HEREBY ELECTS TO SELL THE PROPERTY TO SATISFY THE AFORESAID OBLIGATIONS. THE DATE, TIME, PLACE AND TERMS OF SALE ARE: Date: March 6, 2019 Time: 11:00 a.m., Mountain Standard Time or Mountain Daylight Time, whichever is in effect. Place: Crowley Fleck, PLLP, 1667 Whitefish Stage Road, Kalispell, Montana 59901 Terms: This sale is a public sale and any person, including the Beneficiary, and excepting only the Trustee, may bid at the sale. The bid price must be paid in cash. The conveyance will be made by Trustee's Deed. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. Dated this 2nd day of October, 2018. /s/ Lindy M. Lauer LINDY M. LAUDER Trustee STATE OF MONTANA ss. County of Missoula This instrument was acknowledged before me on the 2nd day of October, 2018, by Lindy M. Lauder, as Trustee. /s/ Roxie Hausauer Printed name: Roxie Hausauer Notary Public for the State of Montana Residing at: Lolo, MT My commission expires: January 06, 2021 File No.: 034112-000204 November 9, 16, 23, 2018 MNAXLP __________________________

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